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Horizon Law Debt Solutions

Get a fresh start for your personal or small business finances through Chapter 7 bankruptcy, debt settlement or debt negotiation - depending on your needs.

Are You Avoiding A Potential Repossession? Let Us Help...

Are You Facing A Potential Wage Garnishment? Let Us Help...

Are You Being Sued By A Creditor? Let Us Help...

Did you know you can have a 720 Credit Score within 1 year after filing a Ch. 7? Let Us Help...

a tall building with a palm tree
a tall building with a palm tree

Raise your credit score through a bankruptcy?

Bankruptcy is all about reducing your financial stress and personal stress.
Hire us to end creditor calls today and let us protect your peace of mind until you're ready to file.
After filing, we'll show you how to get a 720 credit score within 12 months. This service is included at no cost to you; and, a majority of clients find this an indispensable benefit.
Set your free phone consultation today 914-685-8668

Debt Relief Services

Personalized and Professional Legal Representation for Your Financial Peace of Mind.
Contact us today to set-up your free same-day phone consultation: 914-685-8668

Debt Settlement and Debt Negotiation

Find a tailored one-time payment debt settlement solution that fits your budget.
Let us negotiate a monthly payment for your debts that fits your budget.

Chapter 7 Bankruptcy

Protect your assets and discharge most debts with our Chapter 7 bankruptcy services.
Most clients attain a 720 credit score within 12 months of filing by following our post-bankruptcy instructions.

Frequently asked questions

What is Chapter 7 bankruptcy?

Chapter 7 bankruptcy allows individuals to discharge unsecured debts and obtain a fresh financial start.

Will creditors actually stop calling?

Once you retain us as your attorney, calls will stop immediately or we will take action against your creditors and in many cases recover damages for you.

How much do you charge?

Our retainers start as low as $200, with flexible payment plans available for Chapter 7 clients. This will get you started and creditor calls to stop. Contact us for the full fee details!

How do I start the process?

Set your free phone consultation today

What debts can be discharged?

You can discharge medical bills, unsecured credit card debts, personal loans, lawsuits, and in some cases, student loans and tax debt. Criminal lawsuit debts are non-dischargeable.

Call today and see a new Horizon Tomorrow

Get personalized support for your financial future.

This free class is included with every filing. Most clients see a 720 credit score within one year of filing Bankruptcy!